Thursday Throwdown Concluded Nov. 16th at 11:59pm



SIGNATURE LOANS are the perfect solution for a variety of expenses. From vacation funds to debt consolidation, new furniture to medical expenses, your signature may be the only requirement to get the personal funds you need. As with most of our loans, payments may be made through the convenience of payroll deduction.

Thanks for your participation!

We threw down rates for one day on November 16th. Thanks to everyone who participated and congratulations on enjoying discounted loan rates.

*Available from 12:01AM to 11:59PM on November 16th!


Huge discounts on Signature and Ultra loans!

Want to take that dream vacation? Celebrate your wedding anniversary with that special gift? Get extra cash for Christmas? Consolidate all your credit card debt? ULTRA LOANS are a great solution for those life-changing events! They're a personal loan with an interest rate that’s way cheaper than a credit card!

We hope you enjoyed this special limited time opportunity to take advantage of these great deals!

*APR is Annual Percentage Rate

SIGNATURE LOANS $5,000 - $9,999

Get a 2.00% Discount!

Rates as low as 5.99% APR*

*Available from 12:01AM to 11:59PM on November 16th!

ULTRA LOANS $10,000 or more

Get a 3.00% Discount!

Rates as low as 6.99% APR*


Thursday Throwdown has concluded!

APR is Annual Percentage Rate. Offer good from 12:01 am through 11:59 pm on Thursday, November 16th. Offer cannot be combined with any other promotional offer. Loan amount equal to or greater than $5,000. New loans only - cannot be a refinance or add on to an existing Y-12 FCU loan. Must apply online at Non-members must qualify for Y-12 FCU membership. All normal underwriting conditions to qualify apply. Minimum loan amount $5,000. Must apply online between 12:01 AM - 11:59 PM on Thursday, November 16th. Subject to credit approval.

DAYS            HOURS       MINUTES     SECONDS


Congratulations to everyone who participated in our online loan sale from 12:01am to 11:59pm on November 16th, and cashed in on discounted loan rates.

Questions about Thursday Throwdown? Call us today at (865) 482-1043.

EAST TENNESSEE’S REGIONAL CREDIT UNION SERVING: Knox, Anderson, Blount, Campbell, Loudon, Roane, Sevier and Union counties.
BRANCH LOCATIONS: Oak Ridge, Cedar Bluff, Clinton, Eagleton, Farragut, Hardin Valley, Harriman, LaFollette, Maryville, North Knoxville, Powell & Sevierville.

Not a member? Not a problem, virtually anyone in these counties can join. Federally insured by NCUA. Equal Housing Lender.

©2017 Y-12 Federal Credit Union, serving Oak Ridge, Knoxville, and surrounding East TN Counties. All Rights Reserved.

501 LaFayette Drive, Oak Ridge, TN 37830
Phone: 865-482-1043